
Chestnut Financial Services
Solving everyday problems
for everyday clients
Commerce House, Carlton Boulevard, Lincoln, LN2 4WJ
Call Us: 01522 788887
Email Us: ian@chestnutfs.co.uk

Trusted Financial Adviser
Looking for a financial adviser to solve a problem?
We'll help with answers.
Our Difference
Our clients want the confidence that their problems are solved.
We use our experience and expertise to guide and advise our clients.


Independent Financial Advisers
Professional financial advice.
30 years experience.
Highly qualified, passionate.
Helping solve our clients' problems.

What Does A Good Financial Adviser Do?
We provide personal finance advice, we're here to help you plan and secure the life you want to live.
We offer advice across all the areas you’d expect — mortgages, pensions, retirement planning, long-term care, savings and investments, family services, protection and insurance.
Our real focus is you. We want to support you as your family grows, look ahead to opportunities on your financial horizon and be there to guide you through every stage of life.
You can also click here to see that Ian Francis is an approved person by the Financial Conduct Authority.
You can click here to see that Chestnut Financial Services is authorised and regulated by the Financial Conduct Authority.





What Does Good Investment Advice Look Like?
We focus on spreading risk, making portfolios suitable for your unique situation.
We understand your objectives - the things you want out of life and when - and circumstances (being realistic).
As financial advisers, we focus on sensible balanced portfolios - not claiming that it will be sunny next year for an average of 4.5 hours a day.
I could give the logos of every FTSE100 company to my dog Farley and he could pick the winners by accidentally laying a paw on them - but the skill is doing this day in and day out for years ahead.
You can click here to see that Chestnut Financial Services is a member of the Equity Release Council.
We are pleased to be listed on the Retirement Adviser Directory, run by the Money Advice Service.





What Makes for the Best Mortgage and Equity Release Deals?
It's our role as financial advisers to find the best deal for you.
So we have to understand what you are aiming for, what you can afford, what the market has to offer, and whether you would have a good chance of being accepted.
We have to understand your income, expenses, credit, deposit/equity.
Our search, across the mortgage market, starts with the cheapest deal, checking if you meet the lender's criteria.
Ian Francis is a fully qualifed member of the Society of Mortgage Professionals, having built his expertise as an independent mortgage broker.
Ian is also a fully qualified member of the Personal Finance Society, since 1994. He has built his expertise with numerous qualifications and professional development each year.





What Does Good Pension Advice Look Like?
The decisions you make whilst planning and approaching your retirement will be some of the most significant in your lifetime.
Should I take my tax-free cash? Do I need a secure income for life? Can I access my pension when I need to?
We’ll answer your questions and explain all the options available to you.
It might be the best advice to consolidate pensions if you have several of them, but we can't advise that until we know what you have - how well invested they are, how long before you are due to retire, what charges are taken, and whether the investment funds themselves are right for you.
Our value as independent financial advisers is to show you our expertise, professionalism, and frankly, trustworthiness.
Ian Francis is a fully qualified member of the Society of Later Life Advisers, having demonstrated his professionalism in giving advice for those clients looking to the future and undertaking professional qualifications, as an independent financial adviser.
Ian is also a fully qualified member of the Society of Later Life Advisers retirement advice standard. He has built his expertise with numerous qualifications and professional development each year.
“If you're using an adviser, always make sure it's an independent financial adviser”
“You should get the very best advice and products tailored just for you”
Money Saving Expert


We’re on VouchedFor and Google!
VouchedFor is the UK’s leading independent review site for financial advisers, mortgage advisers, solicitors and accountants.
Clicking on the VouchedFor badge will take you to our VouchedFor page where you can see my rating and read reviews left by my clients.
I am thrilled to say that Chestnut Financial Services has been awarded top 250 financial adviser 2021 status by VouchedFor, having verified all our reviews with our clients.
VouchedFor distribute the names of the winners in The Times newspaper... I'm very proud and grateful!
Main office address:
10 Newark Road,
Bassingham,
Lincoln, LN5 9HA
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Chestnut Financial Services Limited. Registered in England no 9918363. Registered office: Commerce House, Carlton Boulevard, Lincoln, LN2 4WJ.
Authorised and regulated by the Financial Conduct Authority No. 840940