Chestnut Leaf

Chestnut Financial Services

Independent Financial Advice

Call Us: 01522 788887

Email Us: ian@chestnutfs.co.uk

Equity Release Advice

Our Value For You

Raising money in later years, for whatever purpose, can be fraught with frustration and rejection, leading to intense unhappiness. Our role is to meet you, understand what you would like to achieve, and try to help find you a solution if equity release is right for you.

  • We can take the complex, and distill it simply
  • We search across the whole market for deals that are right for you
  • We are independent consultants, with the right qualifications for these specialist areas
  • We examine headline rates, underlying details, and fees, and give you the confidence to know what the best deals are - from across the market
  • We soak up the frustration of dealing with equity release lenders for you - saving you endless hours
  • We take the hassle of administration away from you; form filling, button pressing, negotiating – all saving you time, trouble and concerns if anything wasn’t quite right
  • If you want the reassurance somebody is on your side working hard to get a solution for you, give us a call

What our equity release advice can do for you

  • We want to make sure you get the right deal for you - and that takes great quality independent equity release advice.
  • We can help answer "how much can I borrow" and "how much will it cost".
  • We can help you understand quotes and submit full applications.
  • We are members of the Equity Release Council, and Ian is a qualified member of the Society of Mortgage Professionals, to make sure all our advice is the best available.

Please click here to read more about the Equity Release Council.

Please click here to read more about the Society of Mortgage Professionals.

What our equity release advice can do for you

  • We want to make sure you get the right deal for you - and that takes great quality independent equity release advice.
  • We can help answer "how much can I borrow" and "how much will it cost".
  • We can help you understand quotes and submit full applications.
  • We are members of the Equity Release Council, and Ian is a qualified member of the Society of Mortgage Professionals, to make sure all our advice is the best available.

Please click here to read more about the Equity Release Council.

Please click here to read more about the Society of Mortgage Professionals.

Further Information

Equity release gives you access to some of the cash that's tied up in your home, without the stress of moving. You can release a tax-free lump sum or you could opt for a plan which will allow you to release funds in stages after an initial lump sum. You have the option of making payments to cover interest, make partial repayments of the capital, or none at all.

You can spend the money raised from equity release however you wish. This money could boost your retirement finances - whether that means home improvements, pay for those one-off expenses such as buying a car or caravan, the holiday of a lifetime, or help for your family and friends.

We visit you, at your convenience, to talk through the types and options you have, because doing equity release may not be your best option. Equity release used to have a deservedly poor reputation. Now there are lots to be reassured about:

* the industry is regulated by the Financial Conduct Authority (FCA),

* we only advise on equity release providers who are members of the Equity Release Council,

* you will use a solicitor of your choice to make the legal arrangements,

* information is always given to enable you to make a full and freely informed choice,

* all plans are backed by a ‘no negative equity’ guarantee - so you will never owe more than the property is worth, and

* you will have the right to occupy their property for the rest of your life if you choose to do so.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

Equity release could reduce your eligibility to means-tested benefits and could affect your tax position.

Your home may be repossessed if you do not keep up repayments on your mortgage.

About Farley

Please Get In Touch

We always look forward to speaking with our clients.

About Farley

Please Get In Touch

We always look forward to speaking with our clients.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Chestnut Financial Services Limited. Registered in England no 9918363. Registered office: 10 Newark Road, Bassingham, LN5 9HA. Authorised and regulated by the Financial Conduct Authority No. 840940