NHS Continuing Healthcare

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How NHS Continuing Healthcare and NHS Funded Nursing Care Works

For many, their first experience of care fees is if a hospital is discharging or has discharged you to a care home (or to your own home with a suitable care package).

This page looks at the help available from the NHS, under the systems called NHS Continuing Healthcare ("CHC") and Funded Nursing Care ("FNC").

We are fantastic fans of the great work the NHS do, but we also know that the care system is a complex maze of red tape, and on any given day it is estimated that 100,000 people are incorrectly paying for healthcare (some people with dementia have won a right to be assessed).

So, getting answers to the many questions that arise can be difficult, frustrating, and stressful; so it is easy for an individual to fall through the cracks and miss out.

It is critical to understand that NHS healthcare is free if somebody has a disability or complex medical problem and they pass the eligibility criteria.

So, contact us today:

📞  01522 788887 or

📧 ian@chestnutfs.co.uk

The Big News On Social Care Reform – But What Does It Mean?

In September 2021 the Government trumpeted a new policy on reform for health and social care - more precisely reforming how we are expected to pay for our own care - and the changes to Government funding in the meantime. What does the news mean for everyday people needing good quality advice? Read our article on the news.

In November 2021 the Government provided more clarity about just what does form part of "the cap on paying for social care"... and what doesn't. Yet again we learn how much more we will be paying for our social care. Read our article on the news.
So, contact us today:

📞  01522 788887 or

📧 ian@chestnutfs.co.uk

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What is NHS Continuing Healthcare?

NHS Continuing Healthcare is an assessment undertaken by an NHS and social services team, to assess if your needs are sufficiently serious for them to decide they should fund your care for the time being (it will be reviewed at various points, at least annually).

It is free at the point of need, relating to primary healthcare needs - not social care needs - as set out in the National Framework for NHS Continuing Healthcare and NHS-Funded Nursing Care (revised October 2018).

NHS Continuing Healthcare can be used to receive care in a care home or for those wishing to stay in the comfort and familiarity of their own home with either live-in care or domiciliary care.

Am I Eligible For NHS Continuing Healthcare?

NHS Continuing Healthcare is for adults.

To be eligible for NHS Continuing Healthcare, you must be assessed by a team of healthcare professionals who will look at all your care needs and relate them to;

  • what help you need,
  • how complex your needs are,
  • how intense your needs can be, and
  • how unpredictable they are, including any risks to your health if the right care is not provided at the right time.

Your eligibility for NHS Continuing Healthcare depends on your assessed needs, and not on any diagnosis or condition.

If your needs change then your eligibility for NHS Continuing Healthcare may change.

For example, you will need to have "primary" health or medical needs rather than simply being "frail" - which would be categorised as a "social" need (and therefore fall under the Local Authority Care Need Assessment process).

Sadly, for many, specialist conditions like dementia are not in isolation considered a healthcare need so dementia care is not necessarily funded by NHS Continuing Healthcare.

It is always worth checking though, as funding can considerably contribute to the overall cost of care and in many cases will fund the total cost.

So, contact us today:

📞  01522 788887 or

📧 ian@chestnutfs.co.uk

How We Can Help

Many people are refused NHS Continuing Healthcare, mostly because of the scandalous postcode lottery, rather than compliance with the law on patient needs.

If the NHS refuses to conduct such an assessment or the outcome of the assessment may be that the patient’s condition is not deemed severe enough as a primary healthcare need.

There are many stages of appeal which we can help with as it does not need a solicitor – just well-presented arguments about the needs of patients. We can help guide you on your options and help draft appeals and letters.

Helping people understand their rights under NHS Continuing Healthcare is a key service we enjoy providing.

So, contact us today:

📞  01522 788887 or

📧 ian@chestnutfs.co.uk

What Our Clients Have Said

"I contacted Ian having seen him on the SOLLA website. My wife is bed-bound, yet only getting sparse visits from the district nurse and I had to get help from professional nurses visiting. It was costing a fortune! Ian explained that an NHS Continuing Healthcare assessment should have been done, even though the NHS hadn't sorted it themselves. Even when I contacted the NHS I was fobbed off with lots of excuses and told "that's the law" at one point, so Ian really helped me get the assessment done. We discovered my wife qualified for NHS Continuing Healthcare, so the nurses have been coming without any more costs, every day to look after my wife. Talking to Ian was such relief, nothing was too much trouble."

John, Sturton by Stow

What It Means To Be SOLLA Accredited

We have been advising clients on long term care solutions for several years now, backed up not just by professional qualifications but also by the membership of various professional bodies, most notably the Society of Later Life Advisers (SOLLA) and the Personal Finance Society, so we specialise professionally in care fees all the time.

We are proud that Ian Francis is an Accredited adviser with SOLLA. Clients requiring financial planning in their later life benefit from advice that is clear and concise. Such advice comes from an adviser that is suitably qualified and experienced to advise them and manage their financial planning.

What's On Your Mind? Let's Talk...

We offer a free, no-obligation, initial telephone consultation for new clients to answer some initial questions and help you with some first steps.

After that, we will then ask if you would like to set aside more time at a good time of day for you, when we can meet in person, on video, or by phone, whichever is most convenient for you.

If you would like to use our services after our initial telephone call then we charge an hourly fee of £150, including travel time. We can also agree on a fixed fee depending on what you need.

So, contact us today:

📞  01522 788887 or

📧 ian@chestnutfs.co.uk

Important Information

Please note NHS continuing healthcare advice is not regulated by the Financial Conduct Authority.

For More Information

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Contact Us:

📞  01522 788887

📧 ian@chestnutfs.co.uk

Chestnut Financial Services Limited

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The guidance and/or advice contained within this website is subject to the UK regulatory regime. It is therefore targeted at consumers based in the UK. Chestnut Financial Services Limited. Registered in England no 9918363, 2a Sadler Court, Lincoln, LN6 3RG. Authorised and regulated by the Financial Conduct Authority.