About Ian Francis

Ian has been married to Emma, his best friend, tireless listener, and greatest encourager, for twenty years.

He has three sons, three grandsons, and enjoys his family time, food, wine, rugby, and walking Farley.

With having spent over 30 years involved with financial services, in many senior roles including independent financial advice and regulation, Ian is well placed to give high-quality advice on all sorts of problems.

In addition to a wide range of qualifications, accreditations and professional memberships, Ian has also passed specialist exams for equity release and long-term care advice.

About Emma Francis

Emma manages the office in Bassingham. She is also the guardian of all that goes in the office!

Having already cycled in northern India to raise money for women’s cancer charities, Emma's next expedition for the same charities will be in Sri Lanka.

A proud mum, nanny (and very lucky wife), and talented artist, the world rightly revolves around Emma.


About Farley

Be prepared to hear about Farley, the Labrador Retriever.

He first arrived into the family as a 'Guide Dogs for the Blind' puppy but didn’t quite make their grade.

Quite a story, involving Emma hood-winking Ian into having a puppy, then Ian keeping Farley after Guide Dogs asked if we would take him back!

Farley is the office's official stamp-licker, guest-greeter, and foot-warmer, and doesn't mind being the centre of attention if guests insist...

Check Us Out...

Our Regulator, Our Professional Memberships, and Professional Listings

The Financial Conduct Authority

You can click here to see that Ian Francis is an approved person by the Financial Conduct Authority.

Click for the Financial Conduct Authority register (opens in a new window)

You can click here to see that Chestnut Financial Services is authorised and regulated by the Financial Conduct Authority.

Click for the Financial Conduct Authority register (opens in a new window)


The Times VouchedFor’s 2021 Top Rated Financial Adviser Guide

I am humbled and honoured to be recognised by our clients. I am so grateful for the work I do every day and thank you to all who have supported me throughout this incredible journey so far. Our 5-star rating is something we are committed to retaining through high-quality advice and service to all our clients.


We’re on Unbiased

Unbiased is a database of top-rated professional independent financial advisers, mortgage brokers and accountants. Many parts of the government, such as the Money Advice Service as well as various consumer bodies, such as Which?, and leading investment and insurance companies, refer clients and readers to the Unbiased website, for regulated advice.

Click to see our listing (opens in a new window)


We’re on VouchedFor

VouchedFor is the UK’s leading independent review site for financial advisers, mortgage advisers, solicitors and accountants.

Click to see my ratings and read reviews left by my clients (opens in a new window)

Please Get In Touch

Call Us:

01522 788887

Email Us:


Main office address:

10 Newark Road,


Lincoln, LN5 9HA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Chestnut Financial Services Limited. Registered in England no 9918363. Registered office: Commerce House, Carlton Boulevard, Lincoln, LN2 4WJ

Authorised and regulated by the Financial Conduct Authority No. 840940