Chestnut Financial Services

Chestnut Financial Services, Financial Advisers

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Independent Financial Advisers

Solving Problems For Our Clients

Chestnut Financial Services, Financial Advisers
Ian Francis, Independent Financial Adviser
Ian

Are you looking for help writing a Will or for probate?

A Will - it's probably not something you'd want to think about - but making sure your estate goes to the right people is important for most clients.

Your Will is a legal document that provides instructions when you die, to say where your assets are to go, and also for more practical matters. This can include how you wish to share your estate and assets with family members, charities or other people or bodies. It can also include instructions on how you wish any child under 18 to be cared for.

If you want to ensure that your estate is dealt with in accordance with your wishes when you die, it is important that you make a Will.

Regardless of your living situation, whether you are cohabiting, married, divorced or getting divorced, have children under 18 or own joint property, it is important to have a will in place so it is clear what you want to happen to your assets.

If you die and there is no valid Will in place then intestacy rules will come into effect. Your property, money, estate and assets will be shared out according to the law. This could mean that parts of your estate could be inherited by someone that you did not wish for.

Making a will can also reduce family disputes over your estate after you pass away. This is because a will is a legally binding document that states your personal intentions. Therefore making it difficult to contest unless it meets the legal grounds of appeal.

You can write as many Wills as you like over your lifetime, it's only the most recent one you wrote and signed before your death that's valid.

Getting expert professional advice from an experienced and well-qualified financial adviser will help build your confidence that your Will is up to date and correct, reflecting your wishes.

So why write a Will?

The first thing to realise about a Will is that you're not doing it for yourself, you're doing it for your family, who have the responsibility of dealing with your estate and implementing decisions when you're gone.

So a Will helps make it clear who you want to be the executor and administrator of your estate - if you don't instruct this in your Will, your family must work it out between themselves.

This can lead to arguments, mistrust and fall-outs even in the tightest knit families, especially when people are grieving and may not be thinking clearly.

The reality is that you can put off making a Will until it is too late and this poses all sorts of problems for the people left behind and could mean that some, or all of your inheritance, either goes to the wrong person or to the state.

When you’re writing a Will, the main things to consider are what property and assets you have and who you wish to leave them to on your death. There are also a number of other factors you might want to take into consideration, such as whether you have children from a previous marriage that you need to provide for; will your partner be able to stay in your home if you die; do you need to plan for inheritance tax; and do you own or co-own a business?

We can:

  • visit you at home or in hospital if you are unable to come to one of our offices.
  • review and update your existing Will where there has been a change in your circumstances.
  • discuss with you your property ownership options when making a Will and advise you based on your circumstances.
  • advise you on making a Lasting Power of Attorney at the same time as making your Will.
Our services

We offer expert advice on Will writing - drafting them for clients around their own unique personal circumstances.

Each Will is drafted to make sure that our clients' estates pass only to their chosen beneficiaries and avoid many common pitfalls or mistakes that could cost money or create further heartache for those left behind.

We use our expertise and experience to write Wills that comply with the legalities required.

Will writing can be a bit of an art form if things are a bit complex, or, as I often find, Will writing is simply a straightforward matter of getting the facts recorded legally, without fuss, pomp or circumstance, and inexpensively.

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What it means to be SOLLA accredited

Clients requiring financial planning in their later life benefit from advice that is clear and concise. Such advice comes from an adviser that is suitably qualified and experienced to advise them and manage their financial planning.

We have been advising clients on long-term care, Lasting Powers of Attorney, Will writing and retirement solutions for several years now, backed up not just by professional qualifications but also by the membership of various professional bodies, most notably the Society of Later Life Advisers (SOLLA) and the Personal Finance Society.

Our team led by Ian Francis Independent Financial Adviser
What's on your mind? Let's talk...

We offer a free, no-obligation, initial telephone consultation for new clients to answer some initial questions and help you with some first steps.

After that, we will then ask if you would like to set aside more time at a good time of day for you, when we can meet in person, on video, or by phone, whichever is most convenient for you.

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What our clients have said

"Ian was lovely. He came and talked us through our ideas about who would be executors, how to describe the beneficiaries, the trustees, the terms, and the conditions. 

When he left we felt as if he really understood what we wanted for our family. Just as importantly he proved his value by showing us where some of our ideas wouldn't be legally allowed and had given us ideas about what to do instead. 

We just thought he was lovely and generous."

Wendy and David - Waddington

Contact Us

Chestnut Financial Services Limited

2a Sadler Court, Lincoln, LN6 3RG

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We are proud supporters of the

Lincolnshire Police Federation

Important Information

Please note Will writing services are not regulated by the Financial Conduct Authority

The guidance and/or advice contained within this website is subject to the UK regulatory regime. It is therefore targeted at consumers based in the UK. Chestnut Financial Services Limited. Registered in England no 9918363, 2a Sadler Court, Lincoln, LN6 3RG. Authorised and regulated by the Financial Conduct Authority.